Dental Plans
The University of Chicago offers a choice of two dental plans, the MetLife Dental Core Plan and the MetLife Dental Buy-Up Plan.
Regular visits to the dentist may do more than just brighten your smile-they can be important to your overall health. Many diseases produce oral signs and symptoms. Both of the dental plans provide coverage for preventive care, basic care, major care, and orthodontia.
Choosing and personalizing your benefits depends on your specific dental care needs, budget, and the type of plan you prefer. Under both plans, you are free to visit any licensed dentist you choose.
The dental plans offer a large network of contracting providers to choose from when dental care is needed. To find a preferred provider, visit metlife.com or call 800.942.0854. Reference the "PDP Plus" network.
Plan Comparison
Metlife Dental Core Plan
The MetLife Dental Core Plan is a dental plan in which you make a copay based on a fee schedule, called the Procedure Charge Schedule. The Procedure Charge Schedule is based on the ZIP code where your dentist’s office is located. Each time you need care, you can visit any licensed dentist you choose. However, if you visit a preferred network provider, you save money since providers in the network charge lower negotiated rates. If you visit an out-of-network provider you must meet an annual deductible, you pay a higher copay and your annual maximum benefit is reduced.
Your cost for the plan depends on the coverage you select (see Cost of Coverage below).
Metlife Dental Buy-up Plan
The MetLife Dental Buy-Up Plan is a dental preferred provider organization (PPO). Each time you need care, you can visit any licensed dentist you choose. However, if you visit a preferred network provider, you save money since providers in the network charge negotiated rates. After you meet your annual deductible, the plan covers a percentage of the cost of your necessary care, up to the maximum annual benefit.
Your cost for the plan depends on the coverage you select (see Cost of Coverage below ).
Cost of Coverage
Your cost for the plan depends on the coverage you select and your income. Please visit Medical, Dental and Vision Plan Rates.